Expert Debt Collection Services
Keizer/Salem, the Willamette Valley, and the entire State of Oregon.

Struggling with unpaid invoices?

Struggling With Unpaid Invoices? We're Here to Help

Silhouette of person with arms raised, atop a mountain, against sunset.

Running a business is challenging enough without having to chase down delinquent accounts. Whether you're a healthcare provider with outstanding medical bills, a government agency seeking reliable revenue recovery, or a service-based business looking to streamline cash flow, the burden of collections shouldn’t fall on your shoulders. That’s where Valley Credit Service Inc. comes in—delivering over eight decades of trusted debt collection service in the Willamette Valley and beyond.


We partner with organizations that need efficient, respectful, and legally compliant recovery solutions. Our approach is both strategic and sensitive—designed to protect your reputation while increasing your revenue.

Valley Credit Service Inc.—Nearly 90 Years of Trusted Recovery

Located in Keizer, OR, Valley Credit Service Inc. has been helping Oregon businesses recover lost revenue since 1936. Our team understands that every past-due account tells a different story, which is why we don’t treat collections as a transaction—we treat it as a solution. One that helps you move forward with confidence, clarity, and stronger cash flow.


We’ve built our reputation on trust, results, and respectful communication. Whether you’re a small business owner or part of a large enterprise, you’ll receive personal attention, strategic insight, and transparent reporting every step of the way.

📞 Ready to talk? Call us today at (503) 585-8888.

Why Choose Us

Compliance-Focused Collections

Our entire operation is built around legal integrity and ethical practices. We strictly follow all federal and state regulations, including FDCPA, HIPAA, ACA International guidelines, and Oregon’s local statutes. Your peace of mind is our priority.

Transparent Reporting & Secure Client Access

You’ll never be left guessing. Our encrypted client portal offers real-time visibility into account status, recovery rates, and activity logs. Full transparency means better decisions—and better results.

A Local Team With National-Level Infrastructure

While we proudly serve businesses throughout Oregon, our systems, training, and technology compete with national agencies. We combine small-town values with big-league capabilities.

What We Do—Our Core Services

We offer comprehensive accounts receivable and recovery services tailored to your business needs:

  • Business and Commercial Collections
    Customized B2B programs that preserve relationships while recovering what’s owed.
  • Consumer and Medical Collections
    Compassionate outreach for patients and consumers that maintains dignity while maximizing resolution.
  • Accounts Receivable Management
    Proactive support that helps you control aging balances and improve cash flow long-term.
  • Secure Client Portal & Reporting Tools
    Access, upload, and review your accounts with complete confidence and convenience.
    

Recovery That Protects Your Brand

Unlike collection agencies that take a hard-nosed approach, we prioritize collaborative resolution. We act as an extension of your team—upholding your reputation, values, and customer relationships with care.

Our collectors are trained in negotiation and empathy. Every conversation is respectful. Every decision is intentional. Because every dollar collected represents more than income—it represents your hard-earned trust.

Let’s Talk About Your Collection Strategy

If you're tired of chasing payments, watching AR grow, or managing internal resources that could be better used elsewhere, we’re ready to help.

📍 Valley Credit Service Inc.
626 Appleblossom Ave NE, Keizer, OR 97303
📞
(503) 585-8888 | (800) 452-0317
✉️
info@valley-creditservice.com

The Right Team Makes All the Difference

Partner with a collection agency that understands the delicate balance of assertiveness and professionalism. When you're ready to increase recovery without compromising relationships, Valley Credit Service Inc. is here.


💬 Let’s start with a conversation.
Call
(503) 585-8888 today and ask how we can tailor a solution to your business needs.